One insider thinks this unlikely: many parents have remortgaged to pay fees, and with house prices shaky and banks tightening their lending criteria, this route is fast closing off.

有行内人士称不可能有回报了，现在很多家长是一贷再贷地去交付学费，时下房价波动大，银行也收紧其贷款政策，这样方法很快就行不通了。