A new client, a dapper and charming Italian immigrant named Charles Ponzi, was raking in millions on promises to pay investors 50 percent interest in 45 days.

有位新广告客户，机灵而逗人喜欢的意大利移民查尔斯·庞奇，正试图从上百万的人那里耙钱，承诺在45天内支付给投资者50%的利息。