And if the insurance on the luxury car has expired, the likelihood of foul play drops further, since this increases the likelihood a person will drive a cheaper but properly insured car.

而且，如果豪华车的保险已经过期，暗藏猫腻的可能性就更低，因为某人虽驾驶一辆廉价车，但他妥善为汽车上保险的可能性更高。