While excessive optimism can promote bad investment patterns, resulting in a real-estate "bubble," the report's writers downplay that potential outcome in that it has not yet occurred.

虽然过度乐观可能会助长不良投资模式，导致房地产“泡沫”的出现，但这篇报告的作者对这种潜在后果只是一笔带过，认为它尚未发生。