Having money in the bank doesn't mean you should spend unwisely, but having some funds for a rainy day is a valuable thing and can greatly improve the likelihood of success.
By 2005, he was managing properties for different investors. "If I saw a 'For Rent' sign, I would call the people up and basically [offer] my services," he says.
However, developing m-commerce applications is only one part of the equation. For mobile e-commerce to be successful, we'll need to adopt a number of mobile payment platforms too.
These successes paradoxically obscure the tremendous human costs of historically accumulated disadvantage that remain central to black Americans' lives.