What used to be the work of skilled bakers has been transformed into an entirely industrial product, made without skill by a push-button process, the finished loaf virtually untouched by human hand.
Some workers, like Jane Matheson, are retrained to handle the new equipment, but often a whole new set of skills is required and that means a new, and invariably smaller set of workers.
Supposedly, however, "non-depository" institutions like Bear didn't have to be regulated, because "market discipline" would ensure that they were run responsibly.
The cave-making recipe calls for a steady emission of volcanic gas and heat, a heavy annual snowfall at an elevation high enough to keep it from melting during the summer.