Microfinance's reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and "jingle mail".

小额贷款依赖于同行的压力来偿还贷款，这一定会让任何主流银行家羡慕不已，因为他们正在与越来越多的止赎和“叮当邮件”作斗争。