Some Asians are warming to alternatives after borrowing in U. S. dollars, then seeing their debt loads swell when the dollar rose sharply amid volatility late last year.
There must be a problem somewhere - no disrespect, but if a team like West Brom can score three at the Emirates and miss a penalty as well, they haven't cracked it yet.
But each was a failure of organizational culture as much as technology, and the lessons learned have helped keep their specific mistakes from being repeated.